Before you move an elderly parent in with you, it’s important to determine if it’s the right decision for everyone involved. Evaluate how much care your parent needs, along with what you’re able to provide for them. You may also need to review your finances and whether your home can safely physically and emotionally accommodate another person. Would your parent be separated from friends and other family members? If so, how might that affect their social well-being? Finally, consider how your relationship with your parent might change if they move in.
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The ability to keep family together is one of the many benefits of having a parent live with you. Perhaps you want to care for them as they cared for you when you were young, or maybe you feel obligated to keep them in a home environment.
Regardless, their care needs will determine how you can help. For example, if your senior parent has a complex medical diagnosis, they may require more frequent, skilled assistance than you can realistically provide.
Before you decide to care for your elderly parent at home, reflect on the following points:
Even if your loved one is mostly independent and only needs help with some activities of daily living (ADLs), understanding the level of help you can offer is crucial when deciding whether to move them in with you.
When you’re determining if this transition is a good idea for you and your family, it’s important to consider the following factors:
Be sure to also consider your lifestyle, and ask yourself these questions:
“This kind of caregiving, particularly for someone with dementia, can be a full-time job,” says Carol Bradley Bursack, a senior care expert. “Depending on the elder’s needs, the family may not be able to leave the older adult alone, so understand that this arrangement can seriously hamper the family’s independence.”
For some, caring for an aging parent is fulfilling. More than half of caregivers say being a caregiver gives them a sense of purpose and meaning.[02] Would caring for your elderly parents in your home be a positive way to give back some of the care, love, and nurturing they gave you?
Even if you feel obligated to care for them, it’s important to be realistic about your relationship and whether you’re able to live in harmony. Consider the history of your relationship to determine whether you can live together peacefully in the same home, especially since your roles will be reversed.
Ask yourself these questions:
“Moving parents into your home is challenging even when the relationship has always been close,” Bursack adds. “If you decide to do this, consider hiring a geriatric care manager or social worker to help moderate tough situations.”
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Older adults with health problems typically can’t bathe or climb stairs easily without modifications. Consider whether you can afford home renovations both now and in the future. Some examples include installing ramps, electric chair lifts, or grab bars.
Is your home safe for your elderly parents? Reflect on your living space, and answer the following questions:
Moving a parent into your home can be very costly for several reasons. According to Genworth’s caregiving statistics, 66% of caregivers in the U.S. pay for care out of pocket, which takes away from their own expenses and create limitations on their personal incomes.[03] In fact, the average amount that family caregivers spend out of pocket is around $7,200 each year.
Also, 51% of caregivers report that their ability to do their jobs was negatively affected once they started providing care.[03] This means providing care for your loved one may reduce the amount of money you earn. For example, you may need to transition to a part-time position as opposed to full time.
However, the financial strain associated with being a caregiver may ease if your parent contributes to the expenses or if you get paid to be a caregiver. You may also be eligible for caregiver tax deductions.
Here are additional questions to consider about finances:
While you may think moving a loved one in is the right call, not everyone may be on board. Before making the transition, it’s important to let everyone weigh in, especially if they will be affected by the move. Communicate with family members, and trust your gut when it comes to moving your loved one in. Facilitate family discussions, or ask relatives one-on-one.
However you have the conversation, try to find answers to these questions:
“Not every older adult wants to move in with their adult children,” Bursack says. “Doing so challenges the family dynamic in a way that can be emotionally uncomfortable and make them feel less independent.” She adds that some seniors would rather hire professional help for daily assistance, or even move to an assisted living community.
Make sure everyone is on board with your decision and is prepared for potential sacrifices and responsibilities. Consider meals, noise levels in the house, and everyone’s preferences and lifestyles.
If you’re working full-time, you need to consider whether you can handle the additional stress of having a dependent older adult at home. Many caregivers lose or give up their jobs because they can’t juggle the competing demands of work and taking care of a parent. They’re also prone to illness from exhaustion, caregiver burnout, and stress if they don’t take time for themselves.
Caregiver stress often leads to increased anxiety, depression, and other health-related issues. This can be especially true for women caregivers, because they’re more likely to take on more of the caregiving than their male family members. It’s important to replenish your body, mind, and spirit by having your own activities and personal time. Consider whether you can balance your needs with theirs.
Bursack mentions that the stress of providing elder care may also change the entire family dynamic. She encourages people to consider if their family situation is flexible enough to handle those changes. In her experience, the following are common sources of stress:
“It’s usually best to avoid cohabitation if any of these are beyond what your family situation can handle without seriously endangering your parenting or your marriage,” Bursack says.
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When your parent moves in with you, they may leave their own social network and friends. It can also be hard for older people to adjust to a new environment, especially if they’re set in their ways.
If you and your spouse work outside the home and your kids are in school, this translates into a lot of alone time for your aging parent. Senior depression and loneliness from isolation could become an issue. However, there are ways to provide social outlets for seniors.
“For socialization, plan ahead by investigating local senior centers and other activities that they might enjoy,” Bursack advises. “If they attend church where they are, make it a priority to get them settled in a new faith community. If they have a hobby, they might join a group to meet other people.”
Bursack also says it’s also important to plan for socialization if your loved one relies on others for transportation. “If the older adult no longer drives, consider how they will get to activities. You might also help set them up with technology that allows virtual communication with old friends.”
Ultimately, you may decide that moving your parent into your home isn’t the best option. Consider the following signs why this could be the case:
Even if you and your family decide that living with your parent won’t work, there are other care options for your loved one.
If you choose to dedicate and invest your time in caregiving, there are several ways to manage the adjustment:
If moving your parent into your home isn’t the best option for your family, or if you get to a point when you can no longer care for an elderly parent, it may be time to explore senior living options.
Talk to a Senior Living Advisor from A Place for Mom to find the best fit. They’ll guide you through senior living options and ease the process of transitioning your loved one to senior care.
Key Takeaways
AARP. (2023, July 18). AARP research insights on caregiving.
AARP and National Alliance for Caregiving. (2020, May). Caregiving in the U.S. 2020 report.
Genworth. (2021, April). Caregiving.
AARP. (2021, June). Caregiving can be costly — even financially.
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