Mississippi’s lower cost of living is reflected in its median monthly assisted living costs, which range from approximately $2,500 to $5,000 per month. [01] This range is an estimate based on A Place for Mom’s internal data, which reflects how much families we referred actually paid our assisted living partners in Mississippi.
The varying prices of assisted living are based on several factors including:
Another factor that affects the cost of personal care homes in Mississippi is an individual’s specific care needs. For example, assisted living facilities are typically more expensive than residential care homes because they offer a higher level of care.
Location can also impact how much families pay for assisted living. Facilities in larger cities — like Jackson or Gulfport — are likely to be more expensive.
Average monthly costs
Mississippi
US National average
Average monthly costs
Average monthly costs
Average monthly costs
Planning for care early often allows families to consider a wider range of payment options. And paying for senior care is usually done using a variety of payment methods.
Many families in Mississippi begin paying for assisted living using private pay options. Early planning often provides families with the most payment options, and we’ve compiled information below on private pay, veterans benefits, Medicaid, and Medicare payment options.
In Mississippi some seniors may be able to use money in their health savings account to cover some expenses associated with assisted living.
Selling a house is one way for families in Mississippi to generate income to pay for assisted living.
Seniors in Mississippi may also be able to use a reverse mortgage to pay for assisted living.
“Long-term care riders,” are offered by some insurance providers in Mississippi as part of a life insurance policy. This allows a senior to cover long-term care costs while they’re still alive.
In Mississippi, long-term care insurance may cover a range care costs. Policies vary so it’s important to understand the details of your loved one’s policy.
Very nice, clean with the services that are required for my mom. The staff is friendly and caring. Madison Home Place also has affordable pricing. They are currently renovating the dining area hallway and...
Very quiet clean facility. ALL of the workers are so kind to my mom and our family. They take the best care of her. They treat and us (family) as if we were the only resident. I see this with all the...
The staff are incredibly professional and based on the experience we have had so far, we would absolutely recommend The Orchard community to other families.
Everything was great. The staff was always pleasant & always answered any questions right away or found out the answers to the questions that they did not know. What stood out about Pinnacle was their...
The staff at the Goldton was amazing! I couldn’t have asked for a better experience while my grandmother was there. My grandmother went to assisted living on hospice care. We were only there for about a week...
We are totally pleased with GSSL. The staff is great and she is very happy there. The facility is smaller and staff have a more personal relationship with the residents unlike some of the larger facilities....
They have had a lot of turnover in the kitchen, but my in-laws rave about the food. My in-laws don't participate in a lot of the activities, but they are offered. This is hard because it is sooo expensive,...
We are totally pleased with GSSL. The staff is great and she is very happy there. The facility is smaller and staff have a more personal relationship with the residents unlike some of the larger facilities....
Heritage was so warm and inviting just upon entering. The staff there are very personable with southern charm. They were very attentive to our needs every step of the way! This is definitely home for my...
Very nice, clean with the services that are required for my mom. The staff is friendly and caring. Madison Home Place also has affordable pricing. They are currently renovating the dining area hallway and...
The staff are incredibly professional and based on the experience we have had so far, we would absolutely recommend The Orchard community to other families.
My brother was moving and l live 45 minutes from my dad. I was having to go to his house every day, sometimes at night. I hated to leave him alone during the night, because He is diabetic and that scared me....
This place was recommended to us by a friend that had a parent stay there. They have taken very good care of my mother, excellent value for the money. The best comment I can say is when it is my time I...
When [name removed] was there, I heard talk that the hall carpet was going to be refurbished as it was quite soiled; it did not occur during [name removed] stay. It may be done by now. I found all of the...
After several harrowing incidents at home, for safety concerns we insisted Mom leave her home of almost 70 years. She cried, of course, but we convinced her it was the best thing. Her attitude made a 180...
Mississippi’s Department of Health refers to assisted living facilities as personal care homes, either “Personal Care Home – Assisted Living” or “Personal Care Home – Residential Living.” The main difference is that residential living homes are unable to admit residents who can’t move about independently. The Department of Health defines all personal care homes as facilities that support individuals who require the following services:[07]
Only assisted living facilities are required to have a registered nurse on the premises at least eight hours each day.
All Mississippi personal care homes are required to renew their licenses annually and are subject to inspections every 24 months. Mississippi doesn’t offer assisted living inspection reports online, but the Directory of Mississippi Health Facilities maintains a current list of licensed facilities.
The following examples highlight specific requirements that both licensed assisted living and residential care homes in Mississippi must follow:[08]
We developed a system to rate each state on how easy – or difficult – it is to find important assisted living records and reports, and compiled tips to help you in your search.
States with the most transparent records allow you to look up important information about each assisted living facility online, including inspections, complaints, survey results, violations, capacity, and whether the facility accepts Medicaid.
Public access to assisted living records and reports for the state of Mississippi is basic. Key findings that informed this rating include:
We developed a standard methodology for state data collection and evaluation, and based our rating primarily on the objective, state-specific accessibility criteria outlined in these questions:
A Place for Mom. (2023). A Place for Mom proprietary data.
United States Census Bureau. (2021). American community survey: Mississippi, 65 to 74 years, 75 years and over, veteran status (S2101).
Mississippi Division of Medicaid. Covered services.
Mississippi Division of Medicaid. Assisted living waiver.
Mississippi Division of Medicaid. Elderly and disabled waiver.
Mississippi Department of Human Services. (2023). State health insurance program.
Mississippi State Department of Health. (2019, November 10). Minimum standards for personal care homes residential living.
Mississippi State Department of Health. (2019, November 10). Minimum standards for personal care homes assisted living.
Overview of assisted living in MS
Find assisted living near you
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