Are you an older, still-active adult in Richmond looking to live somewhere near like-minded seniors? If so, a senior apartment community in Virginia’s vibrant, history-rich capital city could be the move for you.
A Place for Mom has several resources to help simplify the housing hunt for seniors in Richmond. We understand that everyone wants something different in a living situation, and our guide will present you with all the necessary information to find a senior apartment in Richmond that’s perfect for you.
In this guide, we’ll showcase some of the top senior apartment and independent living listings in Richmond, all within a 10-mile radius of the city center. We’ll also cover costs, ways to pay, as well as transportation, health care, and activity options.
We chose Acclaim at Carriage Hill because it was the most affordable. Although the price is still a little high. I would recommend them to others.
The office staff were so helpful. They helped me get my mom into a senior apt. there. She loves living in her new apt. The residence are all very friendly and kind to my mom. She has had a very positive...
The staff that I’ve met so far does a good job in providing all my needs. By being a new complex there are some things they are working on. It’s a nice and pleasant neighborhood and the people I’ve met so...
I have lived here for 3 years and a few months will resign my lease for year four. With that being said I am very happy with the Atlantic. I find the people are friendly, respectful and quiet. The offer...
I had an opportunity to talk with someone the other day who was touring, and I told her I love it here and would recommend for anybody to come here. She should pack up her things and move right in! My...
We developed a proprietary recommendation system that orders Richmond community options based on factors we know are important to seniors and their families:
We collect proprietary data from our network of 14,000+ senior living communities in the U.S., with regular refreshes of data and information
We have 387,000+ reviews from senior living residents and family members that provide first-hand accounts about senior living communities
Senior apartment costs in Richmond depend on several variables, including ones that are specific to the city and its surrounding areas. Including rent and various fees, Richmond senior apartments average about $1,014 per month within our network, according to our proprietary data [03]. Costs vary depending on the location of your home, the floor plan you choose, and if your complex provides amenities.
A Place for Mom has compiled this proprietary data of costs to provide you with clear insights on senior apartment housing costs within Richmond. This guide will also contain key insights on how to pay for senior apartments within Richmond.
The chart below gives you a look at average baseline costs without any additional fees considered.
Paying for a senior apartment requires attention to detail and having a firm understanding of your financial standing. Here are some available payment options for senior apartment tenants.
If you have the personal means to afford a senior apartment in Richmond, there are several options for financing your own space. If you’re collecting Social Security benefits, pensions, or recently cashed out an investment (real estate, financial, etc.), that can all go toward funding your apartment. Other options include:
Veteran service officers are crucial to navigating the complex VA benefits system and can help determine whether you are entitled to these benefits. The first step for any senior veteran should be to contact the VA-vetted and -recognized VSOs before you begin your application to ensure you don’t miss out on any benefits. The Virginia Department of Veterans Services (DVS) connects Virginia’s veterans and their families to local VSOs so they can access the federal and state benefits, support, and quality care they have earned.
Seniors will be able to find out if they are eligible to sign up for the VA Aid and Attendance (A&A) benefit by talking with the local VSO. A&A is available for any home care you may need. You may be eligible if one of the following pertains to you:
Approximately 10,011 veterans live in Richmond
Percentage of Richmond veterans that are 65+, according to the US Census Bureau
Resources for Richmond veterans
Virginia Department of Veteran Services
101 N. 14th St., Floor 17
Richmond, VA 23219
Phone: 804-786-0286
Office Hours: Visits are by appointment only
The American Legion Department of Virginia
1708 Commonwealth Ave.
Richmond, VA 23230
Phone: 804-353-6606
Office Hours: Monday through Friday, 8 a.m. – 4 p.m.
Veterans of Foreign Wars Post 6364
6502 Dickens Place
Richmond, VA 23230
Phone: 804-288-9597
Office Hours: Call for current hours
Richmond VA Medical Center
1201 Broad Rock Blvd.
Richmond, VA 23249-4915
Phone: 804-675-5000
Mental Health Care: 804-675-5411
Hours: 24/7
Henrico County VA Clinic
7702 E. Parham Road, Parham Doctors Hospital, MOB III, Suite 201
Richmond, VA 23294-4372
Phone: 804-675-5000
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Virginia’s Medicaid program is called Cardinal Care and provides healthcare to low-income Richmond residents. Cardinal Care and can help lower medical costs for those in need of senior care. The Home and Community-Based Services (HCBS) waiver, for instance, can help seniors who need assistance with daily living activities. There are several ways for seniors in Richmond to enroll in Medicaid:
For assistance with applying for benefits, seniors can contact the Department of Social Services, which has two office locations in Richmond (listed below). The Office for Aging Services and the long-term care ombudsman are also excellent resources.
Additional resources
Cardinal Care
600 E. Broad St.
Richmond, VA 23219
Phone: 833-522-5582
TDD: 888-221-1590
Hours: Monday through Friday 8 a.m. – 7 p.m.; Saturdays 9 a.m. – noon
Office for Aging Services
1610 Forest Ave., Suite 100
Richmond, Virginia 23229
Phone: 804-662-9333
Toll-Free: 800-552-3402
Hours: Monday through Friday 8:15 a.m. – 5 p.m.
Virginia Office of the State Long-Term Care Ombudsman
8004 Franklin Farms Drive
Richmond, Virginia 23229
Phone: 804-565-1600
Toll-Free: 800-552-5019
Hours: Monday through Friday 8:15 a.m. – 5 p.m.
Department of Social Services
Downtown Location
Marshall Plaza Building
900 E. Marshall St.
Richmond, VA 23219
Phone: 855-635-4370
South Richmond Location
Southside Community Services Center
4100 Hull Street Road
Richmond, VA 23224
Phone: 855-635-4370
The cost of a senior apartment is not covered by Medicare. However, Medicare does help cover the costs of medical care, such as hospital stays, diagnostic testing, prescriptions, supplies, and more.
To qualify for Medicare, patients must:
Some of the most beneficial supplemental Medicare resources that Richmond residents have access to include:
This federal program lowers prescription drug costs for enrollees through Medicare Part D. Medicare beneficiaries who also have Medicaid, a Medicare secondary payer, or supplemental security income automatically qualify. The Social Security Administration can also help determine eligibility.
Qualified patients receive coverage on some Medicare premiums, fees, and deductibles through this program. Commonwealth residents can use savings to pay for Part B premiums, some Part A premiums, and cost-sharing for Parts A and B.
This program links veterans with counselors who can help them apply for medical benefits, find low-income subsidies, and file health care appeals and grievances. Counselors can also address medical issues and clear up any complicated billing issues for veterans.
VA MAP helps Medicare enrollees pay for monthly premiums and cost shares (i.e., medication deductibles and co-payments). It also assists with prescriptions on Medicare’s formulary, and patients can pick up their medications from any Ramsell network pharmacy that accepts their Medicare plan. Co-payment also covers medications on the VA MAP Formulary and Ryan White Formulary.
This state agency helps Medicare beneficiaries with out-of-pocket expenses.
This private health insurance covers some out-of-pocket costs that don’t fall under original Medicare coverage. Applicants can compare Medigap options and enroll within them. Veterans interested in this coverage can sign up online or in person at a local Social Security office.
Additonal resources
Richmond Social Security Administration Office
1834 W. Cary St.
Richmond, VA 23220
Phone: 800-772-1213
Office Hours: Monday through Friday 9 a.m. – 4 p.m.
Virginia Association of Area Agencies on Aging
24 E Cary St., Suite 100
Richmond, VA 23219
Phone: 804-644-2804
Office Hours: Monday through Friday, 8:30 a.m. – 5 p.m.
Senior Connections, The Capital Area Agency on Aging
1300 Semmes Ave.
Richmond, VA 23224
Phone: 804-343-3000
Toll-Free: 800-989-2286
Office Hours: Monday through Friday, 8:30 a.m. – 5 p.m.
Easily accessible via the 2A, 2B, or 2C bus
1300 Semmes Ave.
Richmond, VA 23224
Contacts:
There are public assistance resources for senior apartment residents in Richmond to assist with rent assistance and relief, fair housing, and other living arrangements. The U.S. Department of Housing and Urban Development (HUD) helps seniors with subsidizing their monthly rent or finding affordable apartment options, for example.
Eligibility requirements vary for low-income seniors who need supplemental income. The following options are available for senior apartment residents:
Richmond Redevelopment Public Housing Program provides decent and safe rental housing for eligible low-income individuals and families, seniors, and people with disabilities. Applying for public housing takes some time and requires certain documents.
The Salvation Army Virginia Rent and Mortgage Assistance provides a rent-assistance program for low-income households and is a statewide non-governmental establishment. Seniors who face financial hardship or foreclosure can qualify, plus it offers a mortgage plan that is compatible with the applicant’s financial situation.
Virginia Department of Social Services General Relief provides financial and housing assistance, including emergency funds, for seniors in need. This program is financed by the Virginia Department of Social Services. Seniors who are recipients of Temporary Assistance for Needy Families or Supplemental Security Income are automatically eligible for this housing assistance.
Virginia Housing is a self-supporting, not-for-profit organization created by the Commonwealth of Virginia in 1972 to help Virginians attain quality, affordable housing.
Virginia Social Services Short-Term Financial Assistance Program provides cash assistance and is available for people who are 60 years of age and older. Money received is based on each individual participant’s case.
Additional resources
Richmond Housing and Urban Development Field Office
600 East Broad St., 3rd Floor
Richmond, VA 23219-4920
Phone: 800-842-2610
Fax: 804-822-4984
TTY: 800-877-8339
Carrie S. Schmidt, Field Office Director
Office of the Field Office Director
Hours: Monday through Friday, 8 a.m. – 4:30 p.m.
Virginia Housing Development Authority
601 S. Belvidere St.
Richmond, VA 23220
Phone: 804-782-1986
Hours: Monday through Friday 8:30 a.m. – 5 p.m.
Virginia Supportive Housing
8002 Discovery Drive, Suite 201
Richmond, VA 23229
Phone: 804-788-6825
Fax: 804.788.6827
Hours: Monday through Friday 8:30 a.m. – 5 p.m.
VA Office for Aging Services
1610 Forest Avenue, Suite 100
Henrico, VA 23229
Phone: (804) 662-9333
Fax: (804) 662-9354
Email: Aginginfo@dars.virginia.gov
Senior apartments in Virginia are not subject to state licensing or regular inspections by state agencies. Instead, senior apartments in Virginia are considered to be a type of housing, rather than a type of health care facility. As such, they are subject to local building codes, zoning regulations, and health and safety standards, but are not required to be licensed by the state. However, according to Virginia law, “localities may inspect residential rental dwelling units. The local governing body may adopt an ordinance to inspect residential rental dwelling units for compliance with the Building Code and to promote safe, decent and sanitary housing for its citizens.”
The City of Richmond doesn’t discriminate against qualified people with disabilities in its services, programs, or activities, in accordance with the requirements of Title II of the Americans with Disabilities Act (ADA). Upon request, the City of Richmond will generally provide appropriate aids and services leading to effective communication for qualified persons with disabilities so they can participate equally in City of Richmond programs.
For those interested, here are the guidelines for property maintenance In Richmond. Additionally, renters should be aware that landlords must provide the following:
The self-service City of Richmond online portal can be used to access inspection reports. If you need help using the portal, you can email CSSHelp@richmondgov.com.
Virginia Department of Health
109 Governor St.
Richmond, VA 23219
Phone: 800-864-7000
Hours: Monday through Friday, 8 a.m. – 5 p.m.
Richmond adheres to its own established COVID-19 guidelines by the state of Virginia:
Vaccinations. Employees and residents are encouraged to get vaccinations.
Facility cleanliness. Routine cleaning and handwashing are promoted.
Richmond, Virginia-based senior apartments afford residents with multiple amenities and features to help create a comfortable living environment. Residents can partake in devotional activities, enjoy access to a swimming pool, and can schedule beautician services in our partner community. There are indoor and outdoor common areas that encourage residents to socialize, relax, and enjoy the relationship-building benefits of the facility. Cats and dogs are allowed on premises and can weigh up to 74 pounds. There’s convenient access to public and complimentary transportation, and residents who still drive can park their cars in a secure parking area.{{citation 3}}
In senior apartment communities, residents can find facilities that range from studios to three-bedroom apartments, with amenities such as on-site fitness centers, walk-in closets, washer and dryers in the unit, and pet-friendly accommodations. One resort-style option features a completely gated community on more than 20 acres with an onsite pharmacy, ice cream parlor, and grocery store. Another option features a yoga studio, pickleball and tennis courts, and a putting green. Depending on which features are important to you, there are plenty of options to fit the bill.
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Number of seniors over the age of 65 currently living in Richmond
Percentage of seniors 65 and older within the Richmond population
Median annual income for Richmond seniors 65 and older
Richmond has a variety of healthcare providers that cover the full spectrum of care needs, from general practitioners to geriatric specialists. There are also several home health agencies and urgent care providers in the area. If you are looking for immediate assistance with your health, we’ve provided the main health systems in the Richmond, VA area below.
This healthcare network has several facilities in town, including VCU Medical Center and a VCU Geriatrics Clinic. An academic medical facility and Richmond’s top-rated hospital, VCU Medical Center is a renowned research and innovation center and provides several care options, such as senior-focused treatments and the city’s best cancer center.
Henrico Doctors’ Hospital is Richmond’s No. 2 hospital and a high-performing general medicine and surgical provider. Chippenham Hospital’s geriatric psychiatrists care focuses on senior behavioral health to make those later years enjoyable, while its HCA Virginia Geriatric Assessment and Treatment Center specializes in senior care and complex medical condition treatment.
The city’s fourth-ranked hospital, Bon Secours is a dedicated senior-care facility. Its Geriatric Assessment Center is a specialized center that provides seniors assessments, care planning, urgent care, and follow-up services.
Richmond’s only VA hospital is also known as Hunter Holmes McGuire VA Medical Center. It provides comprehensive care to seniors with VA health care.
Due to the spaced-out nature of its neighborhoods, Richmond residents typically rely on cars to get them where they need to go. That said, neighborhoods such as Monroe, Jackson Ward, and Carytown are walkable areas, and the city has dedicated cycling lanes throughout downtown and the Virginia Capital Trail. Richmond has middle of the road scores from Walk Score for biking and walking based on a total possible score of 100.
For publication transportation, Richmond’s GRTC transit system contains bus and cutaway vans and 150 transit vehicles, while its specialized transport systems, CARE and CARE Plus, cater to people with disabilities.
Ride Connection is a mobility management program that’s designed to help seniors and persons with disabilities access needed transportation. Click the link for eligibility requirements and contact information. Scheduled transportation in Richmond is also available through Dependacare.
Senior apartment residents have access to a multitude of engaging, exciting indoor and outdoor activities in Richmond. The 52-mile Virginia Capital Trail is a popular destination for all ages, as is the James River that runs directly through downtown and offers kayaking and white-water rafting. The downtown area is loaded with fun restaurants and breweries, and Belle Isle is a favorite island hangout among the locals.
Richmond is famous for its diverse arts scene, with a host of galleries, street murals, and the Institute for Contemporary Art at Virginia Commonwealth University adding to the city’s robust culture. Richmond features more than 70 galleries, and local residents flock downtown to enjoy the art walk on the first Fridays of each month. The Glen Allen Cultural Arts Center is a popular destination as well, hosting concerts, art shows, and the Latin Ballet of Virginia.
If you enjoy the thrill of a casino, Rosie’s Gaming Emporium is a vibrant attraction to experience. History buffs love the American Civil War Museum, and the region features dozens of historic sites to visit and experiences to behold, including the Road to Freedom Tour Guide. For seniors who love live sporting events, Richmond is also home to the Flying Squirrels, the Double-A affiliate of the San Francisco Giants. Virginia Motorsports Park hosts exciting racing events all year long about 35 miles south of Richmond in North Dinwiddie.
Seniors wanting to make a difference and give back to the community can join Seniors and Law Enforcement Together (S.A.L.T.), which is a partnership between police and senior citizens to develop and expand effective crime prevention and education programs for the benefit of seniors.
Henrico County offers a wide assortment of clubs and activities to seniors, including dedicated tee times at local golf courses, bowling leagues, tennis clubs, luncheons, and plenty more.
Acclaim at Carriage Hill, Sandston Plateau Retirement Community and Spring Arbor of Salisbury are the top-rated Senior Apartments facilities near Richmond, VA. These Senior Apartments facilities received the highest rankings based on verified family reviews. See full list of communities.
The average cost of Senior Apartments in Richmond is $1,917 per month. This cost may vary based on location, amenities, floorplan, level of care and other factors.
United States Census Bureau. (2022). Population estimates (V2017-2021): Richmond, Virginia; United States [Data set]. Quick facts.
Administration for Community Living. (2020). What is Medicare and what does it cover? acl.gov.
A Place for Mom. (2023). A Place for Mom proprietary data.
Apartments.com. Richmond, VA senior living communities. (2023).
U.S. News. (2023). U.S. News Best Hospitals. U.S. News & World Report L.P.
Ask an A Place for Mom local advisor at no cost.
United States Census Bureau. (2022). Population estimates (V2017-2021): Richmond, Virginia; United States [Data set]. Quick facts.
Administration for Community Living. (2020). What is Medicare and what does it cover? acl.gov.
A Place for Mom. (2023). A Place for Mom proprietary data.
Apartments.com. Richmond, VA senior living communities. (2023).
U.S. News. (2023). U.S. News Best Hospitals. U.S. News & World Report L.P.